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Moving Insurance 411

Moving Insurance is like car insurance, better to have it and not need it, then not have it and then need it if there’s an accident. To clarify a few misconceptions, there isn’t really an insurance you buy when you move. Instead there are different options when it comes to moving insurance and each moving company has their own policy when it comes to what they are liable for if something happens. The sole purpose of moving insurance is to make sure that you are reimbursed, according to the policy you chose and discussed with your professional Cleveland movers, if anything was damaged or lost during the move.

Two Types of Moving Insurance

Full Value Protection is when your “mover is liable for the replacement value of lost or damaged goods in your entire shipment. This is the more comprehensive plan available for the protection of your belongings.”1

Under the Full Value Protection, your mover must either repair the item, provide a comparable replacement, or give you cash for the current market value of the piece that was ruined.

The Released Value Protection is the more economical plan when you are searching for a moving insurance. In this moving insurance plan, your “mover assumes liability for no more than 60 cents per pound per article. For example, if your mover lost or damaged a 10-pound stereo component valued at $1,000, you would only receive $6.00 in compensation (60 cents x 10 pounds).”1

Discuss Options with Your Moving Company

You always want to discuss beforehand with your moving company about the choices that are available to you and which suits your household items best. Our Ohio moving company has got all the answers and moving services that work best for you. Our team of dedicated Cleveland local movers have been in the business of moving for years now, we know all the proper techniques it takes to move your family into the new location.

It’s really important to discuss liability protection and the benefits of moving insurance with your moving company so you understand fully what you can expect if anything happens to your belongings during your move. Minimize any potential issue by opting for our Cleveland packing service, which does have the finest scratch-free padded quilts known to protect all of your household items. We will even supply you with the necessary packing materials you may need such as premium moving boxes, bubble wrap, tape, among countless other supplies, and, more importantly, the packing expertise of our Cleveland movers!

Call our expert moving professionals to discuss your moving insurance options and get your free, no-obligation moving quote today!



1. FMCSA – Understanding Valuation and Insurance